Why do I need insurance?

When you take out a home loan, you enter into a financial commitment between yourself and the lender. If you are unable to fulfil this commitment, the lender can take possession of your home. If you have dependants who you care for, you need to ensure that they are provided for should you die. The emotional trauma cannot be avoided; financial trauma can be.

What is the HDFC Home Loan Protection Plan?

The HDFC Home Loan Protection Plan provides you with the comfort of knowing that should you die; a sum of money will be available towards repaying your housing loan. This means that your dependants will be secure in your family home.

Your commitment

To avail yourself of this policy, you only need to pay us a single premium in advance. It may be possible to include this premium in the loan amount and repay as part of your instalments.