HDFC Unit Linked Endowment Plus II
As a judicious family man, your priority is to secure the well-being of those who
depend on you. Not just for today, but also for the long term. With our HDFC Unit
Linked Endowment Plus II, you can start building your savings today and ensure that
your family remains financially independent, even when you are not around. This
Unit Linked plan provides valuable protection to your family in case you are not
around and gives you with an outstanding investment opportunity to maximise your
savings by providing you a choice of thoroughly researched and selected investments.
This plan also gives regular Loyalty Units to boost your fund value
each year.
Features
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Advantages
- This plan gives you regular Loyalty Units to boost your fund value every year. At
the end of every policy year, we will increase the number of units (Loyalty Units)
in each of your funds by 0.10% as long as your policy is in force (premium paying
or paid up). The compounding effect of these regular additions is expected to boost
your final maturity value
- This plan provides valuable protection to your family in case you are not around.
In case of your unfortunate demise during the policy term, we will pay the greater
of your Sum Assured (less any withdrawals you have made in the two years before
your claim) and your total fund value to your family.
- You can choose any one of 4 Additional Plan Benefit options depending on your requirement:
- Life Option = Death Benefit
- Extra Life Option =Death Benefit + Accidental
Death Benefit
- Life & Health Option = Death Benefit + Critical
Illness Benefit
- Extra Life & Health Option = Death Benefit + Critical
Illness Benefit + Accidental Death Benefit
- You can choose to pay your premium as either Annually, Half-Yearly or Monthly depending
on your convenience. You also have a range of convenient auto premium payment options
- You can change your investment fund choices in two ways:
- Switching: You can move your accumulated funds from one fund to
another anytime
- Premium Redirection: You can pay your future premiums into a different
selection of funds, as per your need
- Tax benefits are offered under section 80C and 10(10D) of the Income Tax Act, 1961
For more details on risk factors, terms and conditions, please read the Product
Brochure carefully and/or consult Financial Consultant before taking a decision.