HDFC Unit Linked Endowment II
You have always given your family the very best. And there is no reason why they
should not get the best in future too. With rising costs, ensuring the best got
your family will need some financial planning. With our HDFC Unit Linked Endowment
II, you can start building your savings today and ensure that your family remains
financially independent, even when you are not around. This Unit Linked Plan also
gives you with an outstanding investment opportunity to maximise your savings by
providing you a choice of thoroughly researched and selected investments.
Features
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Advantages:
- This plan provides valuable protection to your family in case you are not around.
In case of your unfortunate demise during the policy term, we will pay the greater
of your Sum Assured (less any withdrawals you have made in the two years before
your claim) and your total fund value to your family.
- You can choose any one of 4 Additional Plan Benefit options depending on your requirement:
- Life Option = Death Benefit
- Extra Life Option = Death Benefit + Accidental
Death Benefit
- Life & Health Option = Death Benefit + Critical
Illness Benefit
- Extra Life & Health Option = Death Benefit + Critical
Illness Benefit + Accidental Death Benefit
- In the long term, the key to building great maturity values is a low Fund Management
Charge (FMC). We have a low FMC of only 1.25% per annum (of the fund’s value)
- You can choose to pay your premium as either Annually, Half-Yearly or Monthly depending
on your convenience. You also have a range of convenient auto premium payment options
- You can change your investment fund choices in two ways:
- Switching: You can move your accumulated funds from one fund to another anytime
- Premium Redirection: You can pay your future premiums into a different selection
of funds, as per your need
- Tax benefits are offered under section 80C and 10(10D) of the Income Tax Act, 1961
For more details on risk factors, terms and conditions, please read the Product
Brochure carefully and/or consult Financial Consultant before taking a decision.